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Anna and Gussie arrive at the beach to see the Atlantic City annual pageant swim. Gussie excitedly looks for Stuart. She has always loved the race; the whole family used to go to watch Florence win the race. Anna is also excited about the race and asks Gussie more questions than she can answer. Gussie takes Anna to the pier, where she suspects Stuart will be. Gussie is afraid that Stuart might be avoiding her because she asked him to marry her, even though she was pleased with the response he gave her.
Gussie races off to look for Stuart. When Anna catches up to her, she slaps her face. It’s the first time anyone has slapped Gussie, and she cries. Anna is upset because she thought Gussie had fallen off the pier and drowned. She chastises her, “I am sorry you are having a rotten summer. A rotten year, really. […] You have every reason to be angry and your grandparents have every reason to want to coddle you. But when you are with me, you will never disappear like that again” (209). Gussie is embarrassed, and Anna hugs her.
They return to the sand, and Gussie shouts congratulations to three girls in Ambassadors Club swimsuits. Anna seems shocked to see the girls’ swimsuits. Gussie thinks she hears Stuart’s voice over the crowd, but she doesn’t want to try to find him and upset Anna again. As the last swimmers reach the shore, a man on a podium begins to speak and Gussie sees Stuart, who gives her a small wave. She notices that Anna and Stuart are staring at each other and that Stuart is possibly in love with Anna. Gussie asks Anna what the man on the podium said, and Anna tells her that he said the committee wants to honor Florence’s memory, which means everyone knows about her death. They head back to the apartment.
Esther is looking forward to moving back to the house on Atlantic Avenue so that she can avoid reminders of Florence’s death. As she is packing, she sees Florence’s old Ambassadors Club suit. She wonders what to do with the clothes but resolves that Anna will not get any of them. Joseph appears in the doorway and starts to talk about Florence’s love of swimming, which Esther doesn’t want to think about. To her disappointment, Joseph starts to help her fold clothes, though he repeatedly bungles the folding.
She thinks about whether she enjoyed any part of Florence swimming and whether she would tell the mothers of the daughters who swam with Florence to keep their daughters out of the water. Joseph quietly says that he is also allowed to miss Florence, and Esther retorts that he at least has Anna. He is confused, so she cites the affidavit he wrote for Anna’s parents, in which he told the consulate that Anna was like a daughter to him. She accuses him of putting the evil eye on Florence. He apologizes for not telling Esther about Inez, and she admits that she feels foolish: She wonders how much of their love was real when they met. He tells her that the first time he took her hand, he immediately wrote to Inez to break off the engagement. He explains that he was afraid of telling Esther the truth and that he is ashamed that he didn’t break off the engagement with Inez sooner. He feels he should have brought her and Inez to the US long ago, but he was afraid of hurting Esther. He also admits that he established a bank account in Inez’s name with the money from Florence’s Channel swim and that the beneficiary is Anna. Esther is deeply upset and feels old. She suggests that he stay in the apartment while she moves back to the house by herself.
Anna, returning home from the race, interrupts to tell them about the moment of silence for Florence. Esther sees Joseph is worried and decides not to push him for the moment. She asks him what they should do.
Fannie starts having contractions at 2:00 am, and the nurses call Dr. Rosenthal. Fannie wants to send word to Florence in France but decides to wait until she is holding a healthy baby in her hands. Dr. Rosenthal arrives and surmises that Fannie might not be going into labor yet, especially because the baby isn’t due for another two weeks. Fannie is disappointed to have to stay longer in the hospital bed but relieved that the baby will have the best chance.
Dorothy stays with Fannie, and the two start to talk about marriage and Florence. Joseph’s arrival interrupts them. Fannie is elated, knowing he has not been in a hospital in 20 years. She wonders where Esther is and then realizes that Esther is looking for Isaac. She and Joseph talk, and Joseph admits that he thinks they were wrong not to bury Hyram at Egg Harbor. Fannie begins to cry and recounts all the ways he and Esther fought against her desire for the burial. She remembers that she apologized to her son for not taking better care of him. Fannie has a contraction, and Joseph asks if he should get the nurse. Fannie asks him to wait and thanks him for what he said about Hyram. Joseph apologizes for being so preoccupied with Florence that he hasn’t spent much time thinking about Fannie. He suggests that she could have a career like Mrs. Simons. She says that she doesn’t know anything about business, and Joseph reassures her that she will learn.
Joseph excuses himself from Fannie’s room when Dr. Rosenthal returns. Esther arrives at the hospital after failing to find Isaac and leaving a note on his door. Joseph tells her that Mrs. Simons thinks Isaac might be stealing money from the company. Dr. Rosenthal tells Esther and Joseph that he wants to wait a few hours to move Fannie into delivery, and Joseph says he will wait for Isaac downstairs. Esther remains angry with him, and he realizes how much she has had to endure sitting with Fannie for months while keeping Florence’s death a secret.
Isaac arrives downstairs and asks what is happening. Joseph asks where Isaac has been and if he’s drunk. Isaac tries to push through to see Fannie, but Joseph grabs him and tells him to sit down. Isaac nearly punches Joseph, who simply repeats himself quietly and explains the plan for Fannie’s delivery. Joseph doesn’t smell alcohol on Isaac, but he learns that Isaac lost $500 along with all his father’s money. Joseph asks him if that includes the money Isaac took from the Adlers’ business, explaining that Mrs. Simons figured out what Isaac was doing. Joseph realizes that if he does nothing, Isaac will drag Fannie down with him. He decides to tell Isaac about the $1,000 in the account Isaac had been paying into to repay his loan. In exchange, Joseph asks him to leave town. Isaac considers the offer and negotiates; Joseph is disgusted, he offers Isaac a lump sum along with monthly payments for the rest of his life. Before Isaac can accept, Esther walks in and asks what they are talking about. Joseph can see Esther’s contempt for Isaac. Joseph is afraid that Esther is going to ruin the potential deal, but Isaac agrees to come to the apartment at 10 o’clock the next morning to make a decision about whether to leave and take the money or to stay.
As Isaac packs everything he owns into one suitcase, he finds a photograph in which Gussie is a blur, Fannie looks miserable, and he looks distant. He tries to remember whether he was happy and decides to take the photograph. There is one document he can picture—an envelope with tattered corners and Fannie’s handwriting across the front—but he can’t find it, so he decides to check the office.
A few minutes after 10:00 am, Isaac is at Joseph’s door asking about Gussie. Gussie is excited to see him, and they go for a walk. Joseph wants to supervise, but Isaac tells him to send Anna to watch them instead. They don’t wait for her, and she only catches up with them at the boardwalk. He buys Gussie and himself frozen custard and reprimands Gussie for offering one to Anna; he then offers Anna a cone to satisfy Gussie. Anna refuses. He sits down with Gussie and explains to her that he is going to Florida for a long time. He tells her he thinks she will be a very good big sister. Gussie is quiet and lets the custard melt onto the ground.
When they return to the apartment, Joseph shows Isaac the papers outlining the terms of their agreement. The only addition to the agreement is that if Fannie ever wants a divorce, Isaac must grant it to her. Joseph calls Anna to sign as a witness. Isaac hesitates but then pushes “every pure and decent thought he’d ever had from his head” and signs (238). Joseph and Isaac then head to the bank for Joseph to give Isaac his lump sum. In return, Isaac gives him a letter from “Florence”; Isaac forged it so Fannie won’t think that Florence died angry with her. Joseph says he will consider giving Fannie the letter and then walks Isaac to the train.
Stuart is in the elevator rehearsing how to tell his father that he will work for him and that he needs $5,000 for Anna. Since Saturday, when he saw her at the race, he has been thinking about Anna’s marriage talk. He can imagine a perfect life with her, and though he questions her motivations, some part of him doesn’t care what they are. He realizes that she probably both wants him and wants something from him, and this makes him sure of his own course.
Stuart speaks with his father, who agrees to give him $5,000 in exchange for Stuart working his way through every position at the hotel until he takes over his father’s role. Once he receives the check, he heads to the Boardwalk National Bank and runs into Anna, who can’t find Gussie. Anna says that she thought Gussie might be looking for Stuart, but he says he hasn’t seen her. They look everywhere and can’t find her. When Stuart learns Isaac is leaving, he realizes that Gussie could be at the train station looking for him.
They run to the train station, where Stuart finds Gussie after a frantic search. Gussie is surprised to see him and begins to cry. He calls Anna over, and Gussie is embarrassed that Anna is so excited to see her. Gussie says she didn’t have enough money for a train ticket and that she thinks nobody needs her. Stuart says that he, Anna, and the secret society need her and that there will be no more secrets from her, except one.
Anna, Gussie, and Stuart arrive at the hospital that evening. Esther is relieved to see Gussie, saying that Dorothy told her that Anna had called the ward looking for Gussie. Anna waves this off as confusion and asks about Fannie. Esther tells them that Fannie is in the delivery room; they will be able to see her the next morning after she rests. Esther asks Anna to take Gussie home just as Dr. Rosenthal arrives and announces that Esther has a healthy, beautiful granddaughter named Ruby. Everyone cries. Anna knows that the name will be a reminder that the child’s life began with a lie; Jews typically name their children after the dead, so Florence would have been the baby’s name under other circumstances.
Everyone, except Fannie and the baby, walks out of the hospital in the morning. Esther is relieved that her plan worked and that the baby arrived safely. Anna is grateful for the baby’s birth, though she recognizes this doesn’t change anything for Anna herself. She wishes that Stuart would give her one last swim lesson before she leaves for college.
Stuart asks Anna, Esther, and Joseph if he can speak with Anna privately. He then explains that he established a trust in her parents’ name with the $5,000 from his father. He tells her that he doesn’t want her to marry anyone, including him, for a visa; he wants to discuss marriage separately. They kiss, and afterward Anna laughs and says that Gussie will be upset. Stuart tells her that he already received Gussie’s blessing.
Anna wakes up the next morning to Esther brewing coffee. She tells Esther that Stuart asked her to marry him and that she agreed. She also tells her that Stuart is joining the family business and that she will not go to college, though it will disappoint her parents. Esther looks like she might cry, but Anna tells her that she knows Florence did not want Stuart. Anna thinks about when Florence kissed her and tells Esther that Florence wanted “to swim forever” (256). Esther cries quietly, and Anna asks her if she will tell Fannie everything today. Esther says she will, and Anna tells her she will feel better with no more secrets. Esther wonders whether she will just feel like Florence is really gone. The two hold hands in silence and imagine Florence on a beach in Cape Gris-Nez, waiting to swim the English Channel.
In Part 3, all secrets are revealed. The chapters are shorter and even more dialogue-driven, highlighting the transition to a more knitted family and thus completing the novel’s trajectory from individual characters, to character relationships, to a character community. There are, however, notable exceptions that underscore the underlying logic of the novel, which resists totalizing ideas in favor of complexity. Isaac’s self-chosen exile allows for the community formed by the other characters. All secrets are revealed except for Anna’s kiss with Florence. All lies are corrected except for Isaac’s forged letter from Florence to Fannie, which, like the lie about Florence’s death, is meant to safeguard Fannie. These exceptions highlight the messiness of the relationships throughout the novel: Male and female characters alternately defy and embrace The Complexity of Gender Expectations, Anna and Stuart defy interfaith taboos and antisemitism, and Isaac defies his selfishness in an act of selflessness, to name a few examples.
Anna’s secret is important because it does not impact the novel’s plot. Every other secret—Joseph’s past, Isaac’s bad investments and theft, Stuart’s and Anna’s love, and Florence’s death—emerges in Part 3, and in the process of the revelation, characters grow significantly. Joseph, for example, becomes more vulnerable in revealing his history with Inez, while Esther stands up for herself and her memory of Florence by challenging Joseph on his affection for Anna. Anna considers revealing her kiss with Florence but doesn’t, in part because the secret does not serve Florence’s memory for Esther. It also allows Anna to keep a small piece of Florence as her own remembrance. Anna’s choice therefore presents another angle on The Costs and Benefits of Secrecy. By revealing a partial truth—that Florence was not romantically interested in Stuart—Anna is able to assuage Esther’s concerns without raising new ones.
Isaac’s forged letter involves much the same question. It is unclear whether the letter is actually delivered to Fannie, but Isaac clearly believes Fannie is better off knowing that Florence loved Fannie. This is almost certainly true, but because Florence’s untimely death prevented her from writing her own reconciliatory letter, the lie of the letter becomes a necessary vehicle for conveying the reality: that Florence did not die hating Fannie. Underscoring the letter’s function as a truth in a lie is the fact that the novel’s other letters only reveal truths—typically ones that cannot be spoken. This letter’s existence calls into question what truth is and what the function of truth is. The idea that fiction could be truth appears again at the end of the novel: Anna and Esther know that Florence is dead, but they would rather imagine her on the shore of the English Channel about to swim forever.
Isaac’s departure functions similarly to Anna’s secret and his forged letter in that it allows him to be honest with himself and with the rest of the family. It also saves Fannie from slowly drowning beneath Isaac’s selfishness and gives her a chance to realize her own dreams more fully (as Joseph’s reference to a possible career implies). More broadly, the family’s reconstitution in the wake of Florence’s death requires Isaac’s exit because he refuses to grow toward others or think in terms of community. This raises questions around circumstance and strength, as it is ambiguous how much of Isaac’s selfishness is a function of his character versus a function of the circumstances he comes from (poverty, intergenerational trauma, etc.). Beanland leaves room for readers to interpret each of the characters’ actions through such lenses.
The birth of Ruby signifies a new beginning for Fannie and Gussie, for Joseph and Esther, for Anna and Stuart, and even for Isaac. Ruby’s name also serves as a reminder of the lie that potentially saved her and allowed her family to come together, once again raising the question of whether a secret can protect and heal. Her birth suggests that it can, but her name implies that it does so at a cost. Nevertheless, Florence’s legacy of independence lives on in the other characters, who push past barriers in ways big and small to forge a new world and new possibilities. The secret society “Florence Adler Swims Forever” persists, and Florence Adler indeed swims forever through the community that remembers her.
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